Medi-Cal planning can help make nursing home expenses more feasible for you

Medi-Cal planning can help make nursing home expenses more feasible

If you have a friend or family member who has elderly parents, and is looking at the possibility of investigating the option of needing long-term care at a nursing facility, please share this article with them, as it contains important information that can help make nursing home expenses more feasible for them.


Nursing homes are sometimes the best options for elderly people to get the long-term care they need. However, the costs can be prohibitive—in California, the average cost for a semi-private room is $249 per day, or $90,885 per year, and the average cost of a private room is $330 per day, or $120,450 a year.

Most people simply do not have this kind of money available. Fortunately, there are options to help you cover these costs, including benefits through Medi-Cal.

Medi-Cal is a state program that provides free or low-cost healthcare for children and adults who have limited resources and income. Many seniors are among those who apply. If you are handling care on behalf of an elderly parent or parents and are unsure of whether or not they qualify for Medi-Cal give us a call.

At Celaya Law, we work with clients of a variety of backgrounds to help maximize their chances of approved benefits through the Medi-Cal program. For people who are around or above the threshold for Medi-Cal qualification, we can assist by recommending certain financial or estate planning strategies that will make qualification for benefits through the program more realistic, including transferring assets into trusts, selling off assets and decreasing income.

For more information, contact us today and we will be happy to answer any questions you have about Medi-Cal planning.

Refer Your Friend to Celaya Law

Please contact us at Celaya Law Firm if you have any clients you believe could benefit from our services: (707) 492-3112.

Celaya Law is an estate planning law firm in Napa, California. Attorney Anthony Celaya helps families in Napa, Sonoma, St. HelenaCalistoga, and the surrounding areas with setting up wills and living trustsspecial needs planningasset protectionprobate administrationbusiness law, and retirement planning.